Annuity Guys®

Five Top Annuity Safety Risks to Avoid
Annuities are safe, secure, and without risk…. hmm, well not exactly. As Annuity Guys® we expound quite a bit on the safety …Read More »
What do index annuities, mutual funds and ETFs have in common?
Fixed index annuities, mutual funds^, and exchange traded funds (ETFs) could not possibly have very many things in common or …Read More »
Trust the stock market or hedge with annuities?
Are you aware that the greatest number of consecutive days the Dow has ended with a gain is only 13? Since 1950 …Read More »

Revealing Fun Video: Fiduciary Advisors Vs. Annuity Salesmen

MUST KNOW FACTS 90% of
ANNUITY ADVISORS AVOID TELLING!

Hybrid Annuity Sales Hit All Time Highs! Do You Know Why?
Record numbers of retirees and savers are flocking to fixed and fixed index annuities – why? For many baby boomers , …Read More »
Optimizing Annuity Income for Retirement
If we only had a nickel for every phone call that came into the office which started out like this… “Hello, This …Read More »
Annuities versus Securities
When you build a house, you don’t start with the roof – you start with the foundation. For many retirees annuities help …Read More »
Should You Choose a Variable Annuity?
Occasionally, we get requests from our site visitors and viewers to help them review a particular annuity – like that from …Read More »
Annuities vs (IUL) Indexed Universal Life – How do they compare?
What are the differences between a hybrid index annuity and an (IUL) index universal life policy? Wow! Steve, we thought we …Read More »
Can Annuities Help Retirees Transition from Saving to Spending?
Mom used to talk about knowing the difference between “a want” and “a need” when I was younger. As my …Read More »
Choosing a Fixed Annuity
If you are having trouble sleeping, you could count sheep or think about fixed annuities. Solid, unexciting, stodgy and downright …Read More »
Are Annuities Safe for Your Retirement?
Safety of money is generally relative to comparing levels of risk between government-backed financial instruments, insurance-backed financial instruments, or securities …Read More »

Lifetime Annuity Income: Annuitize or Control Your Money with Income Riders
Do you have to annuitize an annuity to get **guaranteed lifetime income? No, not if the annuity has an income rider. …Read More »
28 Risks Retirees Face – Part 2
What are the risks everyone will face in retirement? We recently received a list of retirement risks prepared by the …Read More »
Annuity Ratings, are they Believable?
U.S. to sue S&P over Ratings – that was this years’ February 5th headline in the Wall Street Journal. If the federal government …Read More »
Annuity Surrender Charges<br>Top Ten Questions & Answers
Since David Lettermen retired several years ago, we decided it’s time to honor his place in history, with an annuity …Read More »
Annuity Rates vs Bank Interest Rates – Which is Best?
Since something is better than nothing, then more of that something is usually even better – thus, the reason why so many traditional bank savers have …Read More »
Annuity Undo Buttons – Using Your Free Look!
Most big ticket purchase come with a warranty or a **guarantee – including annuities. Did you know that all annuities …Read More »
Are Annuities a Good Choice in a Low Interest Rate Environment?
One of the questions we have heard asked quite a bit lately, “Is it the right time to buy an …Read More »
Annuities Make Life Better for Retirees – Study Reports
Would you rather be happy and optimistic in retirement or worried about spending too much? We know it sounds like …Read More »

Are Annuity Complaints on the Rise?
Mom always said; “If you don’t have anything good to say, don’t say anything at all.” Well, we want you …Read More »
Sell in May and Go Away or Buy Annuities?
Life is full of profound statements and sayings that stick in our minds. For investors and brokers, the saying “sell …Read More »
Annuity Ratings, are they Believable?
U.S. to sue S&P over Ratings – that was this years’ February 5th headline in the Wall Street Journal. If the federal government …Read More »
Beat the Tax-Man Fair & Square with Annuities!
Pay Less Tax with Annuities – Legally! Here is our list of seven advantages you should know so annuities can help you …Read More »
Are Annuities a Tax Trap?
Never buy an annuity – it is a tax trap or so the negative articles say! When I hear the words …Read More »
Is Strong Growth from Annuities Likely in The Looming Bear Market?
Strong growth is a matter of perspective, and when your basis of comparison is a decrease of 20 to 30 …Read More »
Choosing Annuity Potential or Income **Guarantees
Have you ever heard the quip “It can be hard to remember that the objective was to drain the swamp …Read More »
High Annuity Fees & High Annuity Commissions – Hear the Inside Truth
We’ll just give it to you straight – some annuities pay high commissions and some of them have high annuity …Read More »
Can Index Annuities be a Good Hedge Against Inflation?
Are our Golden Years in danger, with the new high inflation issues that may be here to stay? The years …Read More »
Are Annuity Fees, Surrender Costs, & Commissions too High?
I would wager that everyone has used the phrase “You get what you pay for” in describing a less than desirable …Read More »