Today's Top Ten Fixed Annuity Rates (MYGA)

Pros and Cons of Pre-Issued Annuities ™

Pre-Owned Annuities, Structured Settlements, Secondary Market Annuities, Life Contingent Annuities, Inforce Annuities, & Lottery Annuities, Etc.

Pre-Issued Annuities ™ have several positive attributes in common that make them currently in high demand:

1. High Yields – typically 4.5 to 7 percent.
2. Safety – payment streams are **guaranteed by highly rated insurance companies
3. Safety – Court order process protects both buyer and seller
4. Safety – Issuers – regulated by State Insurance Commissions with **guarantee associations .
5. Fixed and reliable income streams
6. Diversification for portfolios of sophisticated investors
7. Truly a non-market correlated asset
8. IRA or Qualified Account compatibility
9. Estate transfer to heirs
10. Twenty year plus successful transaction history

So now let’s consider some of the negatives on a Pre-Issued Annuity ™ :

1. Limited liquidity selling your payment stream prior to maturity could result in a considerable loss.
2. The court order process should be monitored by an expert attorney that is retained by you.
3. The best Pre-Issued Annuities ™ never make it to the internet or retail lists.
4. The industry is controlled by a few power players catering to institutional investors.
5. Contracts require a 10% to 20% escrow to secure your future ownership during the court order process tying up some of your money at low or no interest for up to 90 days.
6. Approximately thirty percent of initiated contracts get rejected by the court and you get your escrow back to start over.
7. The industry is full of highly motivated commission oriented sales people that will promise the world and then fall short on delivery they would prefer for you to not have your own expert attorney.
8. Contracts are often discounted by two to four brokers away from the source diluting your potential yield.
9. Most contracts available on the internet are older inventory that has been picked over already
10. Life contingent contracts can end abruptly with an insurance company paying back your principal and yield early since the annuitant died unexpectedly.
11. Not FDIC insured.

Is a Pre-Issued Annuity™ right for you?

If you think like most of our clients in this low interest rate environment the answer is a resounding YES!

Once you understand the high yielding yet safe nature of these financial vehicles it becomes apparent quickly that most of us have money that would be well suited to this type of strategy. The biggest question most individual investors have is how do I get started  without making a mistake that I will regret. The key is using an expert that specializes in this field having a legal and fiduciary interest towards you as the client. The best advisor for this will have experience in the industry, inside sources for access to the best available contracts, and be a practicing attorney to follow and assure the validity of the court order process.

Finding a Pre-Issued Annuity™ expert advisor…

Unfortunately most advisors that have the all around qualifications that you need are already enlisted at the firms that are harvesting these payment streams. There are a few others however if you look around on the internet or you happen to know someone well that is connected to this industry. Our website visitors have the advantage of using the same independent expert attorney that we frequently refer some of our clients too. This is one area where we may be able to assist you further after discussing your situation to find out if a Pre-Issued Annuity™ seems suitable then we will gladly refer you to our expert attorney his retainer will typically be around five hundred dollars and he will be paid something additional by the company that brings the Pre-Issued Annuities™ to market however your net yield that is agreed too will not be affected. For example if you paid an attorney $500.00 to represent your best interest in securing a Pre-Issued Annuity™ and he brought you one that produced a six percent APY he or she then received a one time payout of fifty basis points as his full compensation your six percent APY would not be affected. These companies always pay someone a commission it might as well be an expert attorney advisor that can charge you a much lower direct retainer since the company pays him a nice administrative fee or commission whatever you may choose to call it. The attorney is your safety net he or she is a skilled professional that has a vested interest in your success if he or she does not act in your best interest they could lose their practice unlike an less competent commissioned sales person that says I am sorry and moves on to his next client with little or no obligation to you.

Find out for yourself what others have discovered about these Safe High Yield Returns!