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Empowering Annuity Reference Book

 
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  • Are Annuities the Best Answer to High Retirement Costs?

    Are Annuities the Best Answer to High Retirement Costs?

    The closer you are to retiring, the easier it is predicting how much income you will need in retirement to be comfortable and enjoy the …Read More »
  • Will a Collapsed Dollar Harm Annuities?

    Will a Collapsed Dollar Harm Annuities?

    Jack in CA asks; If the dollar goes into a nose-dive,  how safe will it be to own an immediate, fixed or …Read More »
  • Should You Buy Annuities in our Trump Influenced Bull Market?

    Should You Buy Annuities in our Trump Influenced Bull Market?

    What would Trump do? Do you think he might be the type to buy low & sell high? This sounds …Read More »

Revealing Fun Video: Fiduciary Advisors Vs. Annuity Salesmen
MUST KNOW FACTS 90% of
ANNUITY ADVISORS AVOID TELLING!
  • *FIDUCIARY RETIREMENT REVIEWS
    Second Opinions Improve Retirements
     
    "For Your Retirement's Success"
     Choose a *Fiduciary Advisor who gives you Full Disclosure of Cost & Selection.
     
    Material Fact 1:
      About 90% of advisors ARE NOT REQUIRED by law to do what is best for their clients!
     
    Material Fact 2:
     Fiduciary Advisors ARE REQUIRED by law to do what's best for their clients! 
     
      Hence, clients of a fiduciary can know that their advisor chose the highest legal standard required by law to work strictly for their highest good.
     
     We estimate Fiduciaries are less than 10% of total U.S. financial service providers. Fiduciaries are held to the highest client legal standard of financial planning and investment advice.
     
     The other 90% are sales oriented advisors, brokers, bank reps, registered reps. & insurance agents, selling products on a much lower suitability legal standard, not necessarily what's best for their client!
     
       Fiduciaries also must disclose conflicts of interest that could potentially bias their advice, such as; selling products that pay them higher commissions having higher fees or costs, and their lack of investment product access limiting their client's opportunities, to name a few.
     
    Choosing your advisor can have
    "The Largest Single Impact on
    Your Retirement's Success or Failure"



  • Choosing a Retirement Advisor or Annuity Advisor You Trust

    Choosing a Retirement Advisor or Annuity Advisor You Trust

    Let me start with this basic truth as a Retirement Advisor & Annuity Advisor – THE ANNUITY GUYS ARE GUILTY …Read More »
  • Should You Buy Annuities in our Trump Influenced Bull Market?

    Should You Buy Annuities in our Trump Influenced Bull Market?

    What would Trump do? Do you think he might be the type to buy low & sell high? This sounds …Read More »
  • Why do 84 percent of Retirees want Annuities but only 14 percent buy them?

    Why do 84 percent of Retirees want Annuities but only 14 percent buy them?

    “You can’t always get what you want; but if you try, sometimes, well you just might find you get what …Read More »
  • Do Fixed Annuities Beat Bank Interest Rates?

    Do Fixed Annuities Beat Bank Interest Rates?

    Ever since my days of playing the board game of Monopoly, I have wanted to beat the bank. Remember drawing …Read More »
  • Who Should Not Buy Annuities?

    Who Should Not Buy Annuities?

    Are You One of These Five Profiles who probably should NOT buy an annuity? Are you an Aggressive Investor with an …Read More »
  • Is One Million in Annuities or Securities Enough to Retire On?

    Is One Million in Annuities or Securities Enough to Retire On?

    If I had a million dollars, I’d be rich… but, would I be rich enough to retire for 30 plus …Read More »
  • Annuities and Christmas – Do They Have Anything in Common?

    Annuities and Christmas – Do They Have Anything in Common?

    Only Annuity Guys® like us would sit around the office and discuss topics like this… Annuities and Christmas – what …Read More »
  • Annuities, Investing and Retirement – What’s Your Strategy?

    Annuities, Investing and Retirement – What’s Your Strategy?

    A goal without a plan is mostly just a hope and a wish. So, do you have a well thought …Read More »

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  • Annuity Diversification – What Amount Per Company?

    Annuity Diversification – What Amount Per Company?

    You may have invested, scrimped, and saved most of your life for just this moment. Yes, you are ready to …Read More »
  • Why are Hybrid Annuities so Popular?

    Why are Hybrid Annuities so Popular?

    What made fixed index annuities and hybrid annuities the fastest growing annuity type on the market according to a LIMRA …Read More »
  • Can Hybrid Annuities Beat Market Returns?

    Can Hybrid Annuities Beat Market Returns?

    Do you remember the story of the tortoise and the hare? Hybrid annuities might be compared to the tortoise in …Read More »
  • Stop Annuity Procrastination: New Years Resolution!

    Stop Annuity Procrastination: New Years Resolution!

    Procrastination – or the act of replacing high-priority actions with tasks of lower priority. We always hear of people who spend …Read More »
  • “I Hate Annuities” “Secret Annuity Strategy”<br>Internet & TV Gimmicks!

    “I Hate Annuities” “Secret Annuity Strategy”<br>Internet & TV Gimmicks!

    Negative statements and hyperbole inherently make strong headlines, grabbing our attention! The financial industry is very guilty of using this …Read More »
  • Annuity Rates vs Bank Interest Rates  – Which is Best?

    Annuity Rates vs Bank Interest Rates – Which is Best?

    Since something is better than nothing, then more of that something is usually even better – thus, the reason why so many traditional bank savers have …Read More »
  • Are Annuities a Tax Trap?

    Are Annuities a Tax Trap?

    Never buy an annuity – it is a tax trap or so the negative articles say! When I hear the words …Read More »
  • The China Affect on Annuities…

    The China Affect on Annuities…

    There has been no shortage of China headlines as their economy faces major headwinds. It would be naive to think …Read More »
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  • Choosing an Immediate Annuity

    Choosing an Immediate Annuity

    In the golden era of career based retirements, everyone could count on a company paycheck for life in retirement. Unfortunately, in …Read More »
  • Variable Annuities Vs Fixed Index Annuities – FIAs

    Variable Annuities Vs Fixed Index Annuities – FIAs

    Suze Orman came by the office the other day… Okay, true confession, so, she was actually on the cover of an …Read More »
  • Reduce Your Concern of Outliving Retirement Dollars!

    Reduce Your Concern of Outliving Retirement Dollars!

    Have you ever made a trip to the grocery store where you picked up a few items, walked up to …Read More »
  • Why are Hybrid Annuities so Popular?

    Why are Hybrid Annuities so Popular?

    What made fixed index annuities and hybrid annuities the fastest growing annuity type on the market according to a LIMRA …Read More »
  • Turning Your 401k into Retirement Income

    Turning Your 401k into Retirement Income

    “If you fail to plan, you are planning to fail!” While Benjamin Franklin was probably not referring to what he …Read More »
  • Choosing a Fixed Index Annuity

    Choosing a Fixed Index Annuity

    All fixed index annuities are hybrid annuities – fact or fiction?  Fiction! Don’t let the sizzle fool you. You can …Read More »
  • What Percentage of Your Portfolio Allocation Should Be Annuities?

    What Percentage of Your Portfolio Allocation Should Be Annuities?

    Want to know just how much of your retirement nest egg you should consider for placement into annuities? The U.S. …Read More »
  • Is it Unfair to Compare Annuities to Investments

    Is it Unfair to Compare Annuities to Investments

    Is comparing annuities to investment choices a mistake? A recent Market Watch article stated that was just one of the …Read More »
  • Seven Ways to Use Annuities for Estate Planning!

    Seven Ways to Use Annuities for Estate Planning!

    Annuities are not commonly thought of as financial tools that are utilized within an Estate Plan. You may be surprised to know that there are, in …Read More »
  • What’s Your Best Retirement Income Strategy?

    What’s Your Best Retirement Income Strategy?

    Retirement encompasses many joys, fears, and unknowns. One of the biggest fears according to our field observations is running out …Read More »
 

Empowering Annuity Reference Book

 
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  • Annuity Guys Reference Book - 250 pages of Annuity Facts

  • "The New Retirement"
    Annuity Reference Book 
    Free Instant Download
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  • This field is for validation purposes and should be left unchanged.

 
Comprehensive Site Terms and Disclosure | Privacy Policy | Copyright © 2025 Annuity Guys®


  ** Guarantees, including optional benefits, are backed by the claims-paying ability of the issuer, and may contain limitations, including surrender charges, which may affect policy values. Annuities are not FDIC insured and it is possible to lose money.
Annuities are insurance products that require a premium to be paid for purchase.
Annuities do not accept or receive deposits and are not to be confused with bank issued financial instruments.
During all video segments, Dick and Eric are referring to Fixed Annuities unless otherwise specified.


  *Retirement Planning and annuity purchase assistance may be provided by Eric Judy or by referral to a recommended, experienced, Fiduciary Investment Advisor in helping Annuity Guys website visitors. Dick Van Dyke semi-retired from his Investment Advisory Practice in 2012 and now focuses on this educational Annuity Guys Website. He still maintains his insurance license in good standing and assists his current clients.
Annuity Guys' vetted and recommended Fiduciary Financial Planners are required to be properly licensed in assisting clients with their annuity and retirement planning needs. (Due diligence as a client is still always necessary when working with any advisor to check their current standing.)



  # Investors should consider the investment objectives, risks, charges and expenses of a variable annuity and its underlying investment options. The current prospectus and underlying prospectuses, which are contained in the same document, provide this and other important information. Please contact an Investment Professional or the issuing Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.


  ^ Investors should consider investment objectives, risk, charges, and expenses carefully before investing. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.


  ^ Eric Judy offers advisory services through Client One Securities, LLC an Investment Advisor. Annuity Guys Ltd. and Client One Securities, LLC are not affiliated.


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