Annuity Guys®

The Love Hate Annuity Relationship
Every financial product has negatives and positives, how these products are presented or utilized by companies and advisors can lead …Read More »
Can Annuities Create Your Highest Retirement Income?
Which of these two statements about retirement income do you find more appealing? My retirement income is contractually **guaranteed to …Read More »
What’s Your Best Retirement Income Strategy?
Retirement encompasses many joys, fears, and unknowns. One of the biggest fears according to our field observations is running out …Read More »

Revealing Fun Video: Fiduciary Advisors Vs. Annuity Salesmen

MUST KNOW FACTS 90% of
ANNUITY ADVISORS AVOID TELLING!

Avoid Tax Moving IRAs and 401Ks to Annuities
Death and taxes may be certainties of life… but it doesn’t mean we should not do all we can to …Read More »
Long Term Care – Annuity and Life Insurance Solutions
Long-term care, growth, and wealth transfer are built into many of today’s annuities and life insurance products, this is sometimes achieved …Read More »
Are Annuities a Tax Trap?
Never buy an annuity – it is a tax trap or so the negative articles say! When I hear the words …Read More »
Market Volatility is Back! Are MarketFree™ Annuities an Answer?
Timing is everything. Unfortunately, 99 percent people who say they are only in the stock market when it is going up …Read More »
What Percentage of Your Portfolio Allocation Should Be Annuities?
Want to know just how much of your retirement nest egg you should consider for placement into annuities? The U.S. …Read More »
Annuities versus Securities
When you build a house, you don’t start with the roof – you start with the foundation. For many retirees annuities help …Read More »
Annuity Rates vs Bank Interest Rates – Which is Best?
Since something is better than nothing, then more of that something is usually even better – thus, the reason why so many traditional bank savers have …Read More »
Never Place an IRA in an Annuity? Wrong!
One question that seems to come up on a regular basis is “should I use my IRA/401k dollars to purchase …Read More »

Can Annuities Solve the Retirement Challenge?
Why does it feel like everyone is talking about annuities these days? Could it be due to the approximately 10,000 …Read More »
What are Hybrid Annuities?
Hybrid annuities, also referred to as hybrid income annuities, are essentially a type of annuity contract that allows the account …Read More »
Fiduciary Financial Planner Vs. An Annuity Salesperson
The Department of Labor (DOL) was in the news a few years ago with a push to require fiduciary standards …Read More »
Avoiding Annuity Income Rider Abuse!
If they tell you that your annuity has a "6%" guarantee most annuity purchasers believe that the 6% guarantee is …Read More »
Are Annuities Safe for Your Retirement?
Safety of money is generally relative to comparing levels of risk between government-backed financial instruments, insurance-backed financial instruments, or securities …Read More »
Choosing an Immediate Annuity
In the golden era of career based retirements, everyone could count on a company paycheck for life in retirement. Unfortunately, in …Read More »
Why are Hybrid Annuities so Popular?
What made fixed index annuities and hybrid annuities the fastest growing annuity type on the market according to a LIMRA …Read More »
Is it Unfair to Compare Annuities to Investments
Is comparing annuities to investment choices a mistake? A recent Market Watch article stated that was just one of the …Read More »

Are 8 Percent Annuity Returns in 2025 Too Good to be True?
Annuity Salesman asks: “How would you like an eight percent compounded return? -Guaranteed!” Misled customer replies, “Where do I sign-up?” …Read More »
Is Social Security an Annuity?
It is important to understand the way that Social Security was designed to function. By commercial standards, this is the …Read More »
Study Finds Near Retirees Get Crushed! Can Annuities Help?
A recent headline from the Yahoo Daily Ticker caught our attention – American Incomes Are Falling And Near-Retirees Are Getting …Read More »
Can Annuities Help You Avoid the 2016 Crash!
Can Annuities Help You Avoid the 2016 Crash?… Absolutely! If you think like many Americans and some economic experts that …Read More »
How do you Choose the Best in Class Annuity?
The latest issue of Barron’s proclaims to know and list the Top 50 Annuities. Being the Annuity Guys® that we are, …Read More »
Five Top Annuity Safety Risks to Avoid
Annuities are safe, secure, and without risk…. hmm, well not exactly. As Annuity Guys® we expound quite a bit on the safety …Read More »
Are Annuity **Guarantees on Their Way Down?
“It was the best of times, it was the worst of times.” Dickens often quoted opening to the Tale of …Read More »
Why do 84 percent of Retirees want Annuities but only 14 percent buy them?
“You can’t always get what you want; but if you try, sometimes, well you just might find you get what …Read More »
Can Hybrid Annuities Beat Market Returns?
Do you remember the story of the tortoise and the hare? Hybrid annuities might be compared to the tortoise in …Read More »
Should You Buy Annuities in our Trump Influenced Bull Market?
What would Trump do? Do you think he might be the type to buy low & sell high? This sounds …Read More »