Annuity Guys®

Are 8% to 15% Returns an Annuity Scam?
“Eight Percent Annual Annuity Returns”… or even better! Before You Lock In Rates… Discover Up To 15% Income For Life …Read More »
When is Zero Good News for Hybrid Annuities?
Have you called someone a “good-for-nothing” and thought you were being derogatory? With hybrid annuities, being good for nothing in …Read More »
Can Index Annuities be a Good Hedge Against Inflation?
Are our Golden Years in danger, with the new high inflation issues that may be here to stay? The years …Read More »

Revealing Fun Video: Fiduciary Advisors Vs. Annuity Salesmen

MUST KNOW FACTS 90% of
ANNUITY ADVISORS AVOID TELLING!

How are Annuities Affected by the New 2015 Rollover Rules?
The Internal Revenue Service is changing the IRA rollover rules this year – if you don’t know about this change …Read More »
Can Annuities Help Retirees Transition from Saving to Spending?
Mom used to talk about knowing the difference between “a want” and “a need” when I was younger. As my …Read More »
Do I need an annuity with or without a pension?
If you are asking this question rest assured you are in good company. Today’s retirement landscape is the result of …Read More »
Government Shutdowns Affect Annuities
Can you feel the impending doom of the government shutdown? Every night, it seems that the media cannot wait to …Read More »
Are Set It & Forget It Retirements Practical?
Have you ever put a pizza in the oven only to discover you forgot the timer and your meal is …Read More »
Choosing a Fixed Index Annuity
All fixed index annuities are hybrid annuities – fact or fiction? Fiction! Don’t let the sizzle fool you. You can …Read More »
Do Fixed Annuities Beat Bank Interest Rates?
Ever since my days of playing the board game of Monopoly, I have wanted to beat the bank. Remember drawing …Read More »
OutCome Based Planning™ for Retirement
We practice and recommend a “Holistic – OutCome Based Planning™ process when considering annuities.” This approach has the effect of …Read More »

Annuities Make Life Better for Retirees – Study Reports
Would you rather be happy and optimistic in retirement or worried about spending too much? We know it sounds like …Read More »
Choosing a Fixed Index Annuity
All fixed index annuities are hybrid annuities – fact or fiction? Fiction! Don’t let the sizzle fool you. You can …Read More »
Index Modified Endowment Contract vs a Fixed Index Annuity
A while back, we attended a training where one of our colleagues waxed poetically about what he called “the best financial …Read More »
Annuities – The Best Financial Product No One Wants!
Why would an insurance actuary call annuities the best financial product no one really wants? And why would he go …Read More »
New Social Security Cuts are Effective NOW
Last week, we had no idea that congress and the president would act so quickly on such an important issue! Social …Read More »
Annuity Income Riders
What makes a newer hybrid style income annuity different from the industry standard, immediate income annuity? It’s the income rider! …Read More »
Low Interest Rates Hurt Seniors
The Federal Reserve Board has not formally relaxed its intention to keep interest rates low through the end of 2014. …Read More »
Five Early Annuity Surrender Options
There may be 50 ways to leave your lover, sings Paul Simon! And, there are at least five ways to …Read More »

OutCome Based Planning™ for Retirement
We practice and recommend a “Holistic – OutCome Based Planning™ process when considering annuities.” This approach has the effect of …Read More »
Are Annuities Good or Bad?
In and of themselves, annuities just like any other investment are not technically good or bad. An annuity can, however, …Read More »
How to Get Rid of a Bad Annuity
Do you think you made a bad decision on an annuity purchase in the past? Do you think you’re stuck due …Read More »
Why do Wives Prefer Annuities?
Before everyone starts yelling gender discrimination, we know that husbands can prefer annuities too. However, it is not uncommon for …Read More »
Are MarketFree® Hybrid Annuities Good for Retirement?
What would the perfect retirement financial vehicle look like if we could design it from the ground up? Would it allow for stock …Read More »
Understanding Immediate Annuities
Today, people are living longer than ever before. While the idea of living a longer (and hopefully healthier) life is …Read More »
Annuities versus Securities
When you build a house, you don’t start with the roof – you start with the foundation. For many retirees annuities help …Read More »
Annuity Surrender Charges<br>Top Ten Questions & Answers
Since David Lettermen retired several years ago, we decided it’s time to honor his place in history, with an annuity …Read More »
Fiduciary Financial Planner Vs. An Annuity Salesperson
The Department of Labor (DOL) was in the news a few years ago with a push to require fiduciary standards …Read More »
Optimizing Annuity Income for Retirement
If we only had a nickel for every phone call that came into the office which started out like this… “Hello, This …Read More »