Annuity Guys®

Annuities – The Best Financial Product No One Wants!
Why would an insurance actuary call annuities the best financial product no one really wants? And why would he go …Read More »
28 Risks Retirees Face – Part 1
What are the risks everyone will face in retirement? We recently received a list of retirement risks prepared by the …Read More »
Is an Old Variable Annuity Better than a New Hybrid?
“Don’t buy an annuity! The **guarantees they offer are often unnecessary and costly.” – has turned into “that annuity sure …Read More »

Revealing Fun Video: Fiduciary Advisors Vs. Annuity Salesmen

MUST KNOW FACTS 90% of
ANNUITY ADVISORS AVOID TELLING!

Are Annuities a Better Answer for The Impending Correction?
Sir Isaac Newton said it best, “What goes up must come down.” Even this booming V shaped recovery is no …Read More »
Are Annuity Complaints on the Rise?
Mom always said; “If you don’t have anything good to say, don’t say anything at all.” Well, we want you …Read More »
Avoid Tax Moving IRAs and 401Ks to Annuities
Death and taxes may be certainties of life… but it doesn’t mean we should not do all we can to …Read More »
Can MarketFree® Annuities Balance Your Portfolio?
It has been more than four years since the pandemic started and the stock market has reached some new historic …Read More »
Are Annuity Surrender Charges a Deal Breaker?
The last time you bought a new car, how much of a factor in your purchase decision was the vehicles …Read More »
Annuity Scams – Fear Factor or Reality?
The Internet is full of warnings and alerts about annuity scams that create the appearance of industry run amok with …Read More »
The Love Hate Annuity Relationship
Every financial product has negatives and positives, how these products are presented or utilized by companies and advisors can lead …Read More »
Avoid 50 Percent IRS Penalties on IRA RMDs Using Annuities
Uncle Sam wants YOU… The Internal Revenue Service (IRS) requires all traditional individual retirement account (IRA) owners to take a …Read More »

China Tariffs – Market Corrections – Effects on Index Annuities
Market’s are so unpredictable that “the experts” are frequently – DEAD WRONG! Unfortunately, you rarely here about their failed predictions, …Read More »
Exposing Why Some Advisors Love or Hate Annuities
“Why can’t we all just get along?” It seems that the spirit of divisive partisan politics has invaded the investment …Read More »
Can Annuities Save Your Assets?
There is an old saying that goes – “there is nothing **guaranteed in this life other than death, annuities and …Read More »
Fed Up with Exaggerated Annuity Claims?
There is a saying in the annuity world that annuities are sold, not bought! Yes, at times this may be …Read More »
Hybrid Annuities as an Inflation Hedge
Inflation – this one word strikes terror in the hearts of many retirees on a fixed income. Never to fear, we have a cost …Read More »
Does Your State Have Good Annuities?
There’s no place like home… but when it comes to annuities, your Home State may not be the best place for …Read More »
Annuity Income Riders
What makes a newer hybrid style income annuity different from the industry standard, immediate income annuity? It’s the income rider! …Read More »
Long Term Care – Annuity and Life Insurance Solutions
Long-term care, growth, and wealth transfer are built into many of today’s annuities and life insurance products, this is sometimes achieved …Read More »

What do index annuities, mutual funds and ETFs have in common?
Fixed index annuities, mutual funds^, and exchange traded funds (ETFs) could not possibly have very many things in common or …Read More »
Fiduciary Financial Planner Vs. An Annuity Salesperson
The Department of Labor (DOL) was in the news a few years ago with a push to require fiduciary standards …Read More »
Relying on Annuities for Retirement Pensions
The private sector has been bailing on providing pensions for employees over the last few decades. Now, it appears legislation to …Read More »
Avoiding Annuity Gimmicks, Amateurs, & Charlatans!
Everyone loves a good practical joke – until the joker happens to be the salesperson who just sold you an annuity …Read More »
Top Five Annuity Lies!
There are annuity white lies, damnable annuity lies, and some liar-liar, sales agent/advisors who hope you won’t notice that their pants are on fire! …Read More »
Are Annuities Good or Bad?
In and of themselves, annuities just like any other investment are not technically good or bad. An annuity can, however, …Read More »
Long Term Care – Annuity and Life Insurance Solutions
Long-term care, growth, and wealth transfer are built into many of today’s annuities and life insurance products, this is sometimes achieved …Read More »
Is a Pre-Issued Annuity right for you? – Part 1
This is a two part blog on Pre-Issued Annuities. In part 1 we will examine some of the reason why …Read More »
Should I Plan to Live to 100?
In “The law of Averages: Why We Underestimate Risk in the Face of Uncertainty,” Stanford management-science professor Sam Savage illustrates …Read More »
Fed Up with Exaggerated Annuity Claims?
There is a saying in the annuity world that annuities are sold, not bought! Yes, at times this may be …Read More »