Annuity Guys®

Are Annuities Best for Income or Growth?
You have heard the old saying, “you can’t have your cake and eat it too!” But what if you could? …Read More »
Five Top Annuity Safety Risks to Avoid
Annuities are safe, secure, and without risk…. hmm, well not exactly. As Annuity Guys® we expound quite a bit on the safety …Read More »
High Annuity Fees & High Annuity Commissions – Hear the Inside Truth
We’ll just give it to you straight – some annuities pay high commissions and some of them have high annuity …Read More »

Revealing Fun Video: Fiduciary Advisors Vs. Annuity Salesmen

MUST KNOW FACTS 90% of
ANNUITY ADVISORS AVOID TELLING!

Why You Should Ladder Annuities…
When your financial advisor starts to talk to you about laddering, realize that they are talking to you about using …Read More »
Choosing a Hybrid Annuity
Why are so many folks choosing hybrid annuities for their retirement? Let’s summarize the four key elements most retirees are looking for that …Read More »
Why Should Anyone Rely on an Annuity?
By protecting your income foundation with an annuity or annuities — and including Social Security and/or a pension as non-commercial …Read More »
Avoid 50 Percent IRS Penalties on IRA RMDs Using Annuities
Uncle Sam wants YOU… The Internal Revenue Service (IRS) requires all traditional individual retirement account (IRA) owners to take a …Read More »
Choosing a Fixed Annuity
If you are having trouble sleeping, you could count sheep or think about fixed annuities. Solid, unexciting, stodgy and downright …Read More »
Enjoy Annuity Income While Maintaining Your Principal!
You can’t have your cake and eat it too… or can you? When it comes to choosing annuities, most folks want steady growth …Read More »
Annuity Surrender Charges<br>Top Ten Questions & Answers
Since David Lettermen retired several years ago, we decided it’s time to honor his place in history, with an annuity …Read More »
Government Shutdowns Affect Annuities
Can you feel the impending doom of the government shutdown? Every night, it seems that the media cannot wait to …Read More »

Are Annuities the Best Answer to High Retirement Costs?
The closer you are to retiring, the easier it is predicting how much income you will need in retirement to be comfortable and enjoy the …Read More »
Are 8 Percent Annuity Returns in 2025 Too Good to be True?
Annuity Salesman asks: “How would you like an eight percent compounded return? -Guaranteed!” Misled customer replies, “Where do I sign-up?” …Read More »
Do Fixed Annuities Beat Bank Interest Rates?
Ever since my days of playing the board game of Monopoly, I have wanted to beat the bank. Remember drawing …Read More »
Is an Annuity the Wrong Choice for You?
Should I or shouldn’t I – that is the question. Many of our site visitors struggle with the decision to choose an …Read More »
How Do Index Annuities Pay Higher Interest?
Okay, what’s the catch? How is it possible that a fixed index annuity (FIA) can eliminate market risk and earn higher interest than standard fixed annuities …Read More »
Is Strong Growth from Annuities Likely in The Looming Bear Market?
Strong growth is a matter of perspective, and when your basis of comparison is a decrease of 20 to 30 …Read More »
Exposing Why Some Advisors Love or Hate Annuities
“Why can’t we all just get along?” It seems that the spirit of divisive partisan politics has invaded the investment …Read More »
The Love Hate Annuity Relationship
Every financial product has negatives and positives, how these products are presented or utilized by companies and advisors can lead …Read More »

How do you Choose the Best in Class Annuity?
The latest issue of Barron’s proclaims to know and list the Top 50 Annuities. Being the Annuity Guys® that we are, …Read More »
Buy an Annuity Now or Will Rates Rise?
All things come to him who waits- provided he knows what he is waiting for… Prior to the Corona-virus it …Read More »
Exposing Why Some Advisors Love or Hate Annuities
“Why can’t we all just get along?” It seems that the spirit of divisive partisan politics has invaded the investment …Read More »
Stop Annuity Procrastination: New Years Resolution!
Procrastination – or the act of replacing high-priority actions with tasks of lower priority. We always hear of people who spend …Read More »
How Much Money is Enough to Secure Your Retirement?
It’s important to differentiate what you need for retirement security versus what you would desire if all your investments go …Read More »
Enjoy Annuity Income While Maintaining Your Principal!
You can’t have your cake and eat it too… or can you? When it comes to choosing annuities, most folks want steady growth …Read More »
Fiduciary Financial Planner Vs. An Annuity Salesperson
The Department of Labor (DOL) was in the news a few years ago with a push to require fiduciary standards …Read More »
Annuity Ratings, are they Believable?
U.S. to sue S&P over Ratings – that was this years’ February 5th headline in the Wall Street Journal. If the federal government …Read More »
Can Annuities Save Your Assets?
There is an old saying that goes – “there is nothing **guaranteed in this life other than death, annuities and …Read More »
Can Annuities Help Retirees Transition from Saving to Spending?
Mom used to talk about knowing the difference between “a want” and “a need” when I was younger. As my …Read More »