Six Recent Saturday Morning Blog Posts...

  • Will Annuities Protect your Spouse if you Croak First?

    Will Annuities Protect your Spouse if you Croak First?

    All kidding aside, when you stated your wedding vows, you likely stated something similar to “I take you to be my lawfully wedded (husband/wife); to have and to hold from this day forward; for better, for worse; for richer, for poorer; in sickness and in health; until death, do us part.” It has probably been a […]Read More »
  • Lifetime Annuity Income: Annuitize or Control Your Money with Income Riders

    Lifetime Annuity Income: Annuitize or Control Your Money with Income Riders

    Do you have to annuitize an annuity to get **guaranteed lifetime income? No, not if the annuity has an income rider. If you elect to place a lifetime income rider on an annuity does that selection prevent you from annuitizing in the future? No. Confused? The advent of the living benefits rider or as most of us […]Read More »
  • Seven Ways to Use Annuities for Estate Planning!

    Seven Ways to Use Annuities for Estate Planning!

    Annuities are not commonly thought of as financial tools that are utilized within an Estate Plan. You may be surprised to know that there are, in fact, many ways annuities can be effectively implemented into a well designed estate plan. Did you know… Annuities avoid Probate Court cost, public disclosure, and delays; Charitable gift annuities create tax savings & income while […]Read More »
  • What is the Best Income Protection Strategy for You?

    What is the Best Income Protection Strategy for You?

    Retirement encompasses many joys, fears and unknowns, and one of the biggest fears according to our field observations is running out of money in retirement. So what is the best strategy to protect your income? Is it to put money in stocks, bonds, bank instruments, annuities or one of the many other options? Well of course, […]Read More »
  • How much Money do you need in Annuities to Retire Securely?

    How much Money do you need in Annuities to Retire Securely?

    This article is really about what you need for retirement versus what you want. Yes, we all would like to have astronomical returns and phenomenal **guarantees associated with every annuity and investment but reality can at times be somewhat sobering. A recent survey of near retirees who were contributing to their 401ks were asked how much […]Read More »
  • Can Annuities Help Retirees Transition from Saving to Spending?

    Can Annuities Help Retirees Transition from Saving to Spending?

    Mom used to talk about knowing the difference between “a want” and “a need” when I was younger. As my sister and I would beg for one of those candy bars stacked beside the cash register, she would say “do you really NEED it or you just WANT one?” And, when money was tight, we […]Read More »

**Guarantees, including optional benefits, are backed by the claims-paying ability of the issuer, and may contain limitations, including surrender charges, which may affect policy values.


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