Six Recent Saturday Morning Blog Posts...

  • Can Annuities Eliminate or Reduce Retirement Failure?

    Can Annuities Eliminate or Reduce Retirement Failure?

    The biggest challenge to a successful retirement is living too long and running out of money – regardless of how much one has. Fixed Annuities (non-variable), when properly structured, provide two elements that safeguard retirements – lifetime income **guarantees and safe growth without the risk of investment loss to principal. One of the greatest determining […]Read More »
  • Reduce Uncertainty and Fear of Outliving Retirement Money!

    Reduce Uncertainty and Fear of Outliving Retirement Money!

    Have you ever made a trip to the grocery store where you picked up a few items, walked up to cashier only to realize seconds into the transaction that you don’t have your wallet or any way to pay for the items you picked up? If this has never happened to you, be thankful, because […]Read More »
  • Are Annuities a Viable Option – As Markets Soar?

    Are Annuities a Viable Option – As Markets Soar?

    The running of the bulls in Pamplona, Spain each July provides for amazing images as young men run alongside the massive bulls trying to demonstrate their bravado. Unfortunately, the images we typically remember of the “running of the bulls” are those dozen or so young men each year that had unfortunate timing and were trampled or gored […]Read More »
  • Five Annuity Obstacles to Overcome

    Five Annuity Obstacles to Overcome

    Purchasing an annuity for retirement can be a very stressful decision. For many people this means re-positioning a portion of their retirement assets as they transition from investing and saving to spending; and while this sounds like an easy process, there are more than a handful of obstacles that must be overcome before most can reach this decision with confidence. The first obstacle many […]Read More »
  • Will Annuities Protect your Spouse if you Croak First?

    Will Annuities Protect your Spouse if you Croak First?

    All kidding aside, when you stated your wedding vows, you likely stated something similar to “I take you to be my lawfully wedded (husband/wife); to have and to hold from this day forward; for better, for worse; for richer, for poorer; in sickness and in health; until death, do us part.” It has probably been a […]Read More »
  • Lifetime Annuity Income: Annuitize or Control Your Money with Income Riders

    Lifetime Annuity Income: Annuitize or Control Your Money with Income Riders

    Do you have to annuitize an annuity to get **guaranteed lifetime income? No, not if the annuity has an income rider. If you elect to place a lifetime income rider on an annuity does that selection prevent you from annuitizing in the future? No. Confused? The advent of the living benefits rider or as most of us […]Read More »

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  9. MarketFree™ Annuity Definition: Any fixed annuity or portfolio of fixed annuities that protects principal / premium and growth by remaining market risk free.
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