Annuity Guys®

Ten Factors Determining the Least You Need in Annuities
One of the biggest challenges facing pre-retirees is knowing the amount of income they will need in retirement to live …Read More »
Annuity Diversification – What Amount Per Company?
You may have invested, scrimped, and saved most of your life for just this moment. Yes, you are ready to …Read More »
Can Annuities Save Your Assets?
There is an old saying that goes – “there is nothing **guaranteed in this life other than death, annuities and …Read More »

Revealing Fun Video: Fiduciary Advisors Vs. Annuity Salesmen

MUST KNOW FACTS 90% of
ANNUITY ADVISORS AVOID TELLING!

Avoid 50 Percent IRS Penalties on IRA RMDs Using Annuities
Uncle Sam wants YOU… The Internal Revenue Service (IRS) requires all traditional individual retirement account (IRA) owners to take a …Read More »
Will a Collapsed Dollar Harm Annuities?
Jack in CA asks; If the dollar goes into a nose-dive, how safe will it be to own an immediate, fixed or …Read More »
Who Should Choose Annuities?
What type of individual chooses to purchase an annuity? Is there a stereotypical annuity enthusiast? Maybe not – however, we …Read More »
Fiduciary Financial Planner Vs. An Annuity Salesperson
The Department of Labor (DOL) was in the news a few years ago with a push to require fiduciary standards …Read More »
Can Annuities Solve the Retirement Challenge?
Why does it feel like everyone is talking about annuities these days? Could it be due to the approximately 10,000 …Read More »
28 Risks Retirees Face – Part 2
What are the risks everyone will face in retirement? We recently received a list of retirement risks prepared by the …Read More »
Are Hybrid Annuities too Complicated?
In our conversations with people considering annuities we often hear them repeat a phrase they have read or heard from …Read More »
Are Annuities Improving With The Economy?
Annuities have been on a significant growth upswing since the equities market started tanking in 2008. So if annuities were …Read More »

Hybrid Annuities as an Inflation Hedge
Inflation – this one word strikes terror in the hearts of many retirees on a fixed income. Never to fear, we have a cost …Read More »
28 Risks Retirees Face – Part 1
What are the risks everyone will face in retirement? We recently received a list of retirement risks prepared by the …Read More »
Are Set It & Forget It Retirements Practical?
Have you ever put a pizza in the oven only to discover you forgot the timer and your meal is …Read More »
When is Zero Good News for Hybrid Annuities?
Have you called someone a “good-for-nothing” and thought you were being derogatory? With hybrid annuities, being good for nothing in …Read More »
Are Annuity Fees, Surrender Costs, & Commissions too High?
I would wager that everyone has used the phrase “You get what you pay for” in describing a less than desirable …Read More »
What are Hybrid Annuities?
Hybrid annuities, also referred to as hybrid income annuities, are essentially a type of annuity contract that allows the account …Read More »
7-Steps in Avoiding Annuity Information Overload
“Information Overload” creates a condition we call “Paralysis of Analysis”. It is the fear of making a poor decision which …Read More »
Does Your State Have Good Annuities?
There’s no place like home… but when it comes to annuities, your Home State may not be the best place for …Read More »

Is a Pre-Issued Annuity right for you? – Part 1
This is a two part blog on Pre-Issued Annuities. In part 1 we will examine some of the reason why …Read More »
Choosing Annuity Specialists, Local or National? Which are Best?
There has been a huge shift of folks leaving local brokers and advisors to find better investment options online with …Read More »
Top Five Annuity Lies!
There are annuity white lies, damnable annuity lies, and some liar-liar, sales agent/advisors who hope you won’t notice that their pants are on fire! …Read More »
Are You Too Young or Old to Purchase an Annuity?
What is the best age to purchase an annuity? There have been a plethora of articles and reports about unscrupulous …Read More »
Variable Annuities Vs Fixed Index Annuities – FIAs
Suze Orman came by the office the other day… Okay, true confession, so, she was actually on the cover of an …Read More »
Why Should Anyone Rely on an Annuity?
By protecting your income foundation with an annuity or annuities — and including Social Security and/or a pension as non-commercial …Read More »
Is Strong Growth from Annuities Likely in The Looming Bear Market?
Strong growth is a matter of perspective, and when your basis of comparison is a decrease of 20 to 30 …Read More »
When is Zero Good News for Hybrid Annuities?
Have you called someone a “good-for-nothing” and thought you were being derogatory? With hybrid annuities, being good for nothing in …Read More »
Choosing a Retirement Advisor or Annuity Advisor You Trust
Let me start with this basic truth as a Retirement Advisor & Annuity Advisor – THE ANNUITY GUYS ARE GUILTY …Read More »
Can Annuities Reduce the Cost of Retirement?
Would you rather get something on sale or pay the full retail price? Silly question, right? Nobody wants to pay more …Read More »