Annuity Guys®

Fed Up with Exaggerated Annuity Claims?
There is a saying in the annuity world that annuities are sold, not bought! Yes, at times this may be …Read More »
Can Annuities Help You Avoid the 2016 Crash!
Can Annuities Help You Avoid the 2016 Crash?… Absolutely! If you think like many Americans and some economic experts that …Read More »
Should I Plan to Live to 100?
In “The law of Averages: Why We Underestimate Risk in the Face of Uncertainty,” Stanford management-science professor Sam Savage illustrates …Read More »

Revealing Fun Video: Fiduciary Advisors Vs. Annuity Salesmen

MUST KNOW FACTS 90% of
ANNUITY ADVISORS AVOID TELLING!

Tax Free Annuities – Limited Supply!
Tax Free annuities are entirely possible with some planning and knowledge about Roth conversions. One of the biggest negatives continually …Read More »
Beat the Tax-Man Fair & Square with Annuities!
Pay Less Tax with Annuities – Legally! Here is our list of seven advantages you should know so annuities can help you …Read More »
Top Five Reasons Not to Buy an Annuity
What are the top five reasons not to allocate funds to an annuity? Based on many years of experience and an informal office survey the top five reason …Read More »
Never Place an IRA in an Annuity? Wrong!
One question that seems to come up on a regular basis is “should I use my IRA/401k dollars to purchase …Read More »
28 Risks Retirees Face – Part 2
What are the risks everyone will face in retirement? We recently received a list of retirement risks prepared by the …Read More »
Annuity Surrender Charges<br>Top Ten Questions & Answers
Since David Lettermen retired several years ago, we decided it’s time to honor his place in history, with an annuity …Read More »
What’s Your Best Retirement Income Strategy?
Retirement encompasses many joys, fears, and unknowns. One of the biggest fears according to our field observations is running out …Read More »
Hybrid Annuity Sales Hit All Time Highs! Do You Know Why?
Record numbers of retirees and savers are flocking to fixed and fixed index annuities – why? For many baby boomers , …Read More »

IRA / 401k to Annuity Rollover Concerns
Many of the concerns people have with moving an IRA or 401k into annuities revolve around misconceptions with how the IRS treats …Read More »
Choosing a Fixed Index Annuity
All fixed index annuities are hybrid annuities – fact or fiction? Fiction! Don’t let the sizzle fool you. You can …Read More »
Are 8 Percent Annuity Returns in 2025 Too Good to be True?
Annuity Salesman asks: “How would you like an eight percent compounded return? -Guaranteed!” Misled customer replies, “Where do I sign-up?” …Read More »
Are MarketFree® Hybrid Annuities Good for Retirement?
What would the perfect retirement financial vehicle look like if we could design it from the ground up? Would it allow for stock …Read More »
Top Five Annuity Lies!
There are annuity white lies, damnable annuity lies, and some liar-liar, sales agent/advisors who hope you won’t notice that their pants are on fire! …Read More »
Five Annuity Obstacles to Overcome
Purchasing an annuity for retirement can be a difficult and stressful decision. For many people this means re-positioning a portion of their retirement assets as …Read More »
Can Annuities Create Your Highest Retirement Income?
Which of these two statements about retirement income do you find more appealing? My retirement income is contractually **guaranteed to …Read More »
Is a Pre-Issued Annuity right for you? – Part 2
This is a two part blog on Pre-Issued Annuities. In part 1 we examined some of the reasons why someone …Read More »

How do you Choose the Best in Class Annuity?
The latest issue of Barron’s proclaims to know and list the Top 50 Annuities. Being the Annuity Guys® that we are, …Read More »
How Much Money is Enough to Secure Your Retirement?
It’s important to differentiate what you need for retirement security versus what you would desire if all your investments go …Read More »
Five Annuity Obstacles to Overcome
Purchasing an annuity for retirement can be a difficult and stressful decision. For many people this means re-positioning a portion of their retirement assets as …Read More »
Relying on Annuities for Retirement Pensions
The private sector has been bailing on providing pensions for employees over the last few decades. Now, it appears legislation to …Read More »
Why Hybrid Annuities Are Game Changers
Two recent studies discuss the overwhelming growth of annuities as a sought after financial product. LIMRA cited the significant growth in …Read More »
Avoiding Annuity Gimmicks, Amateurs, & Charlatans!
Everyone loves a good practical joke – until the joker happens to be the salesperson who just sold you an annuity …Read More »
Annuities, Investing and Retirement – What’s Your Strategy?
A goal without a plan is mostly just a hope and a wish. So, do you have a well thought …Read More »
High Annuity Rates or High Annuity Ratings – Which is Best?
Understanding the balance annuity rates and annuity ratings play in choosing an annuity is a key in making the best …Read More »
Are Annuity Surrender Charges a Deal Breaker?
The last time you bought a new car, how much of a factor in your purchase decision was the vehicles …Read More »
Does Your State Have Good Annuities?
There’s no place like home… but when it comes to annuities, your Home State may not be the best place for …Read More »