Annuity Guys®

Are Hybrid Annuity Income Riders Stacked in Your Favor?
We must own up to our play on words this week. One of the more recent popular income riders strategies …Read More »
China Tariffs – Market Corrections – Effects on Index Annuities
Market’s are so unpredictable that “the experts” are frequently – DEAD WRONG! Unfortunately, you rarely here about their failed predictions, …Read More »
Are MarketFree® Hybrid Annuities Good for Retirement?
What would the perfect retirement financial vehicle look like if we could design it from the ground up? Would it allow for stock …Read More »

Revealing Fun Video: Fiduciary Advisors Vs. Annuity Salesmen

MUST KNOW FACTS 90% of
ANNUITY ADVISORS AVOID TELLING!

Are Annuities Best for Income or Growth?
You have heard the old saying, “you can’t have your cake and eat it too!” But what if you could? …Read More »
What do Annuities Really Earn? No Hype…
Apples and oranges – what do they have in common? Both are fruits! Why would we start a discussion about annuity …Read More »
Why You Should Ladder Annuities…
When your financial advisor starts to talk to you about laddering, realize that they are talking to you about using …Read More »
Is the Fiscal Cliff a Threat or an Opportunity for Annuities?
The “Fiscal Cliff” could have profound implications on the economy. Dick and Eric examine the potential impact on retirees and …Read More »
Can Annuities Save Your Assets?
There is an old saying that goes – “there is nothing **guaranteed in this life other than death, annuities and …Read More »
Low Interest Rates Hurt Seniors
The Federal Reserve Board has not formally relaxed its intention to keep interest rates low through the end of 2014. …Read More »
Can Annuities Reduce the Cost of Retirement?
Would you rather get something on sale or pay the full retail price? Silly question, right? Nobody wants to pay more …Read More »
Why do 84 percent of Retirees want Annuities but only 14 percent buy them?
“You can’t always get what you want; but if you try, sometimes, well you just might find you get what …Read More »

Should You Choose a Variable Annuity?
Occasionally, we get requests from our site visitors and viewers to help them review a particular annuity – like that from …Read More »
Are Annuities Good or Bad?
In and of themselves, annuities just like any other investment are not technically good or bad. An annuity can, however, …Read More »
Are Set It & Forget It Retirements Practical?
Have you ever put a pizza in the oven only to discover you forgot the timer and your meal is …Read More »
Five Common Annuity Regrets to Avoid
Most of us have a few regrets in life… but seriously – annuity regrets??? Perhaps we have gone too far …Read More »
Choosing a Great Retirement Advisor for Financial Planning
Remember the yellow page ads from years ago – “Let your fingers do the walking, it’s a snap!” The yellow …Read More »
Trust the stock market or hedge with annuities?
Are you aware that the greatest number of consecutive days the Dow has ended with a gain is only 13? Since 1950 …Read More »
Top Five Reasons Not to Buy an Annuity
What are the top five reasons not to allocate funds to an annuity? Based on many years of experience and an informal office survey the top five reason …Read More »
Annuity Ratings, are they Believable?
U.S. to sue S&P over Ratings – that was this years’ February 5th headline in the Wall Street Journal. If the federal government …Read More »

Who Should Not Buy Annuities?
Are You One of These Five Profiles who probably should NOT buy an annuity? Are you an Aggressive Investor with an …Read More »
Can Index Annuities be a Good Hedge Against Inflation?
Are our Golden Years in danger, with the new high inflation issues that may be here to stay? The years …Read More »
Annuities vs (IUL) Indexed Universal Life – How do they compare?
What are the differences between a hybrid index annuity and an (IUL) index universal life policy? Wow! Steve, we thought we …Read More »
How to Get Rid of a Bad Annuity
Do you think you made a bad decision on an annuity purchase in the past? Do you think you’re stuck due …Read More »
Why Should Anyone Rely on an Annuity?
By protecting your income foundation with an annuity or annuities — and including Social Security and/or a pension as non-commercial …Read More »
Annuities and Christmas – Do They Have Anything in Common?
Only Annuity Guys® like us would sit around the office and discuss topics like this… Annuities and Christmas – what …Read More »
Are Hybrid Annuities too Complicated?
In our conversations with people considering annuities we often hear them repeat a phrase they have read or heard from …Read More »
Are 8 Percent Annuity Returns in 2025 Too Good to be True?
Annuity Salesman asks: “How would you like an eight percent compounded return? -Guaranteed!” Misled customer replies, “Where do I sign-up?” …Read More »
Top Five Annuity Lies!
There are annuity white lies, damnable annuity lies, and some liar-liar, sales agent/advisors who hope you won’t notice that their pants are on fire! …Read More »
How Much Income Can You Withdraw Safely in Retirement?
A Reuter’s article hit our desk recently. It’s based on a “safe withdrawal rate” during retirement (safe being relative since we’re …Read More »