https://annuityguys.org/annuities-iul-indexed-universal-life-do-they-compare/ Annuity Rates, Features & Ratings: America's trusted annuity resource. Compare best options for hybrid, index, fixed, variable & immediate annuity quotes. Thu, 11 Feb 2016 20:36:45 +0000 hourly 1 https://wordpress.org/?v=6.5.5 https://annuityguys.org/annuities-iul-indexed-universal-life-do-they-compare/#comment-100228 Mon, 05 Jan 2015 13:08:50 +0000 http://annuityguys.org/?p=5318#comment-100228 […] https://annuityguys.org/annuities-iul-…What are the differences between a hybrid index annuity and an (IUL) index universal life policy? Wow! Steve, we thought we were about the only ones who ever discussed this. Great question! The answer can typically be found by beginning with the end objective. In other words, what is the end goal for these dollars and when do you need them? Be aware that: a) Cap rates on IUL policies are about 3 to 5 times higher than those on index annuities; b) There are IUL policies which allow you to add a rider that will **guarantee lifetime income; c) IUL policies if configured properly can generate a tax-free income stream; d) An IUL may NOT be the right choice for your **guaranteed lifetime income… Learn more, visit our site above. Full article here at https://annuityguys.org

]]> https://annuityguys.org/annuities-iul-indexed-universal-life-do-they-compare/#comment-15026 Thu, 08 May 2014 18:25:16 +0000 http://annuityguys.org/?p=5318#comment-15026 It’s still insurance, which I must qualify for. They just don’t underwrite anybody, so if you are already ill; had a prior heart attack or in poor general health, you can forget about an IUL.

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