Annuity Guys Videos

Annuities, Investing and Retirement – What’s Your Strategy?

A goal without a plan is mostly just a hope and a wish. So, do you have a well thought out retirement planning strategy or just a hope and wish for your retirement?


We encourage the use of annuities to provide reliable income and safer growth for some portion of a well designed retirement plan. Does this mean we believe that every retirement plan should only have annuities?

Of course not! If you are comfortable taking some stock market risk and you have ample core income from pensions or Social Security to cover your foundational income need, then an annuity may not be one of the better options for your situation.



Before pro-annuity owners or advisors start questioning our prior statement, we agree that there are additional savings and growth benefits to annuities beyond their ability to provide a lifetime of retirement income.


Annuities are not (typically) the whole answer to a solid retirement plan – nor are equities. We have however, often spoken with many clients whose retirement plan is reliant upon the overall performance of the securities market and their simply hoping for a successful retirement outcome, with out any certainty!


When in comes to retirement planning, our retirement number is 100%. Make sure you have done everything to insure you are 100% comfortable with your retirement plan and its 100% balanced to your goals and to the limits of downside risk you can accept.


Videos are educational and conceptual only and not a solicitation. They are not to be considered investment, insurance, tax or legal advice. It is recommended that you work with licensed professionals for individualized advice before making any important financial decisions. Annuities are not FDIC insured and their guarantees are based on the claims paying ability of the issuing insurance company. State Guarantee Associations, while offering specific protections, are not the same as FDIC insurance.

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