Create your own secure personal pension with annuities, that you alone control.
Video: Annuities Offer Pension-Style Income That You Direct
“The good old days of company pensions are just a memory for most. The vast majority of companies have already dumped defined benefit pension plans replacing them with qualified employee savings plans such as 401ks, 457bs, and 403bs. Others are offering lump-sum buyouts to off-load their pension liability. So, where does that leave the folks with no pension who have amassed some assets for retirement? The choices seem to be taking the same market risk individually that employers as a whole have not fared so well at or transfer risk to a pension-style annuity income. Annuities now offer many new retirement options to fit the needs of today’s retirees.”
“Your Retirement Success is Our First Concern”
Frequent Annuity Questions How To:
- Reduce your uncertainty or fear of running out of money in retirement?
- Retain your gains and help avoid risking your assets in volatile markets?
- Help protect your spouse from running out of money if you are the one that passes first?
- Create your own more secure personal pension with annuities, that you alone control?
- Effectively use MarketFree™ Hybrid annuities to hedge against inflation?
- Beat the low interest rates that banks offer?
- Benefit from stock market gains without risking market losses?
- Avoid unnecessary tax by using annuities without creating a tax trap?
- Calculate the correct percentage of assets you need in annuities to retire securely?
- Know for certain that your money is safer, with high rated insurance companies?
Using OutCome Based Planning™ for Your Retirement
"The Annuity Guys will never call you unless you request our assistance". When you are ready for specialized help we will be available to assist you.. We practice and recommend a "Holistic - OutCome Based Planning™ process when considering annuities." This approach has the effect of balancing your overall portfolio with annuities so you can meet your retirement objectives by "first identifying the least amount of your investments or savings that should be considered for annuities." OutCome Based Planning™ analyzes and models multiple outcomes so you can clearly identify your best income and growth opportunities.
"Working with an Experienced Fiduciary Financial Planner can help you Avoid a Trial & Error or Risk Based Retirement"
This type of approach does take considerably more time, effort and analysis which will show you mathematically the successful possibilities by comparing various outcomes rather than trying to sell or convince you of that "so-called one best solution." Clients frequently tell us that this process removes some of the confusion and emotion to help them objectively identify a better retirement plan; rather than just ending up with the most convincing salesperson or advisor.
When requesting help you can be assured of working with an experienced Annuity Guys' Retirement Planner who is an independent, licensed insurance agent and (also a securities licensed fiduciary financial planner) who has access to many different companies and annuities in helping you choose the best annuities using a holistic-outcome based planning approach. We consider the high quality advisor recommendations we make to our website visitors as a direct reflection back on us.
Based on survey feedback on advisors from our website visitors, we eliminated about two-hundred local advisors and now only recommend a few that we consider experienced vetted Annuity Guys' Fiduciary Advisors. Many local advisors continue requesting us to recommend them as an Annuity Guy's vetted advisor. However, our reputation and future business is driven only by satisfied website visitors. So, unfortunately we've had to tell the vast majority of local advisors no, since we changed our business model four years ago. At that time we stopped trying to satisfy everyone with local advisors, we now primarily work with individuals who are comfortable using today's internet technology to their fullest advantage by working with a select group of vetted, experienced and knowledgeable Annuity Guys' Fiduciary Planners.