Comments on: Are 8% to 15% Returns an Annuity Scam? https://annuityguys.org/eight-to-fifteen-percent-returns-hybrid-annuity-scam-or-half-truth/ Annuity Rates, Features & Ratings: America's trusted annuity resource. Compare best options for hybrid, index, fixed, variable & immediate annuity quotes. Thu, 14 Nov 2024 17:27:06 +0000 hourly 1 https://wordpress.org/?v=6.5.5 By: by Dick N Eric; Annuity Guys Videos https://annuityguys.org/eight-to-fifteen-percent-returns-hybrid-annuity-scam-or-half-truth/#comment-25921 Sat, 12 Jul 2014 16:46:50 +0000 http://annuityguys.org/?p=15839#comment-25921 In reply to Mike Krawiec.

Mike sorry you got some bad advice, timing the market is rarely successful. We like Fidelity too but be aware that they to have a bias and without real **guarantees even the most well meaning company or advisor can not protect you from broad unexpected market declines. Wishing you the best!

]]> By: by Dick N Eric; Annuity Guys Videos https://annuityguys.org/eight-to-fifteen-percent-returns-hybrid-annuity-scam-or-half-truth/#comment-25912 Sat, 12 Jul 2014 15:37:42 +0000 http://annuityguys.org/?p=15839#comment-25912 In reply to Dewey.

Dewey, thank you for your constructive criticism.
You are the first person we have heard this from in three years! Eric and I have a lot of fun doing these videos. We are not forcing or trying to entertain; this is truly us – unscripted. If we tried to be more serious it would be contrived and forced. Yes, these are serious subjects but they are also boring to most and our lighthearted levity and a little sarcasm seems to have been received well over the last three years.
We hope you will tolerate our levity. We will take your recommendations under consideration though. Thank You!

]]> By: Dewey https://annuityguys.org/eight-to-fifteen-percent-returns-hybrid-annuity-scam-or-half-truth/#comment-25904 Sat, 12 Jul 2014 14:48:00 +0000 http://annuityguys.org/?p=15839#comment-25904 Great job on the videos but I would suggest eliminating/editing out the forced laughter that is peppered throughout your conversation. This is serious stuff and while forced laughter between Dick and Eric, might make you feel you’re just having a comfortable conversation with each other, if what you are forcing laughter on isn’t actually funny all it actually does is minimize the seriousness of the subject matter. I would suggest that you focus on delivering the expertise you guys have as consultants and spend less time trying to be entertaining.

]]> By: Mike Krawiec https://annuityguys.org/eight-to-fifteen-percent-returns-hybrid-annuity-scam-or-half-truth/#comment-25902 Sat, 12 Jul 2014 14:08:47 +0000 http://annuityguys.org/?p=15839#comment-25902 Bought an annuity and a REIT through an advisor with LPL . A good friend of my nephew who said he could do a lot better than the 4% I was getting in my 401K plan at work. I was disabled and on Heavy duty Pain Medication and I thought he was a person I could trust. He sold me a variable annuity with Jackson that was fine with $100,000. It was tied to the S&P and was doing well. I told that @ 20% pull the plug and move to the fixed 4%. It shot up to 20% and he did nothing I was 63 years old and needed this money for age 65 retirement. The REIT with Behringer and Harvard Multi Family REIT paid 6% annually which he said would never go down. I did go down and can’t sell it till it goes public. In less than a year it dropped from 6% to 3.5% in less than a year. To get out I would have to forfeit 20% of my investment. I have a lump sum pension that I will take in March 2015. I have decided to have Fidelity who administrates my pension to invest the money to get us an income stream that will last a minimum of 20 years. I trust no one with my future. Fidelity are non commissioned and are there to take care of our needs.

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